# BizNerva

> Operate Smarter. Stay Compliant. Grow Fearlessly.

BizNerva is an intelligent compliance platform by MorPhoe Tech Inc. that simplifies, automates, and safeguards business operations. It enables organizations to operationalize regulatory requirements and maintain continuous, proactive compliance — even as their business evolves or regulations change.

## Product

BizNerva Compliance is a modular, multi-tenant SaaS platform that auto-detects which regulatory modules apply to an organization based on its profile (state, industry, employee count, risk factors) and provides guided workflows, evidence management, training, and audit-ready exports.

## Compliance Modules (15)

- SB 553 Workplace Violence Prevention (WVPP): California workplace violence prevention plan, training, incident tracking per Labor Code 6401.7
- California Pay Transparency (SB 642): Job posting compliance, pay scale builder, pay equity analysis per Labor Code 432.3
- False Claims Act (FCA): Federal & California False Claims Act compliance — whistleblower portal, billing attestation, investigation management per 31 U.S.C. 3729-3733
- OSHA Programs: Occupational safety and health compliance — safety plans, hazard assessments, training, citations per 29 CFR 1904/1910
- Privacy Law Compliance: CCPA, CPRA, GDPR, HIPAA — privacy policies, DSAR management, breach response, vendor DPAs, consent tracking
- Multi-State Labor Compliance: Automated compliance across 50+ state labor law jurisdictions — wage, leave, posting, classification requirements
- NERC Reliability & CIP Compliance: NERC CIP cybersecurity standards, IBR compliance for electric utilities and energy sector
- Web3 Regulatory Compliance: Digital asset compliance across FinCEN, SEC, MiCA, DORA, NYDFS — SAR filings, custody, AML/KYC
- AI Governance: AI system registry, risk assessment, conformity assessment per EU AI Act, NIST AI RMF 1.0, ISO/IEC 42001:2023
- Underground Storage Tank (UST): Tank management, operator training, release detection per 40 CFR Part 280
- Food Permit & Inspection Readiness: Health permits, food handler certifications, inspection tracking per FDA Food Code 2022
- Tobacco Retail Registration: Per-location tobacco license tracking per FDA Tobacco Control Act, PACT Act
- E-Commerce Marketing Governance: FTC compliance for marketing claims, endorsements, influencer disclosures per FTC Act Section 5
- E-Commerce Checkout Compliance: Subscription terms, cancellation paths, shipping promises per FTC ROSCA (15 U.S.C. § 8403), state auto-renewal laws
- E-Commerce Sales Tax Nexus: State-by-state sales tax nexus tracking per South Dakota v. Wayfair

## Key Capabilities

- Compliance Determination Engine: Auto-detects applicable modules based on organization profile
- AI-Powered Compliance Assistant: Grounded regulatory guidance, evidence review, gap analysis
- Evidence Vault: File uploads with virus scanning, content disarming, AI audit-readiness review, retention locking
- Inline Document Attachment: Upload and attach evidence directly on any compliance record page
- Audit Binder Export: PDF generation with per-module compliance data and evidence for audits
- Compliance Health Score: Real-time 0-100 scoring with module-specific penalties
- Predictive Alerts: Trend detection, expiration forecasting, deadline notifications
- Multi-Site & Multi-Entity: Location-based compliance management across sites, states, and countries
- Training & Certification: Module-specific training programs with MCQ assessments and certificate generation
- Incident Management: Reporting, investigation, root cause analysis, resolution tracking
- Partner Portal: Full compliance management access for Fractional Compliance Officers (PII redacted)
- HRIS Integration: Sync with Gusto, Rippling, BambooHR, QuickBooks Payroll

## Pricing

BizNerva uses a 3-dimensional pricing model: platform subscription tier + per-module pricing + per-user rates. Subscribe to only the modules and tier your organization needs.

Platform tiers (monthly):
- Single Site — 1 site, 1 state
- Multi-Site — unlimited sites, 1 state
- Multi-State — unlimited sites and states, 1 country
- Multi-Country — global

Module complexity tiers (monthly, per module):
- Basic: Tobacco, UST, Food Safety
- Moderate: WVPP, FCA, Pay Transparency
- Moderate+: Privacy, OSHA
- Advanced: Web3, NERC, Multi-State Labor, AI Governance
- E-Commerce Pack: Privacy + Marketing + Checkout + Sales Tax (bundle)

Visit https://biznerva.com/pricing for current pricing.

## Target Audience

- Small businesses needing compliance guidance for a single location
- Growing companies expanding across multiple sites or states
- Multi-state enterprises requiring comprehensive labor, privacy, and safety compliance
- Specialized industries: retail (convenience stores), energy (NERC), healthcare (HIPAA), e-commerce, Web3/crypto
- Fractional Compliance Officers managing multiple client organizations
- Consulting firms offering compliance advisory services

## Security

- Built to SOC 2 Type II standards (certification in progress)
- GDPR-ready: Data Processing Agreement, data subject rights, breach notification support
- CCPA/CPRA-ready: Consumer privacy rights, data deletion, Do Not Sell compliance
- HIPAA-capable: Field-level PII encryption, BAA available for healthcare organizations
- PII-safe AI: No PII is sent to external LLM providers. All data is pre-filtered and safeguarded before any AI processing to provide context-aware, PII-safe compliance guidance and assistance.
- Field-level PII encryption at rest (Supabase Vault) + TLS in transit
- Row-Level Security (RLS) on all tenant tables — full multi-tenant isolation
- MFA/2FA with progressive lockout
- Virus scanning and content disarming on all file uploads
- Comprehensive audit logging with database triggers
- 18+ age enforcement at all entry points

## Company

- Legal entity: MorPhoe Tech Inc.
- Website: https://biznerva.com
- Contact: contact@biznerva.com
- Social: Twitter @biznerva, LinkedIn company/biznerva

## Legal

- Terms of Service: https://biznerva.com/legal/terms
- Privacy Policy: https://biznerva.com/legal/privacy
- Security: https://biznerva.com/security
- DPA: https://biznerva.com/legal/dpa
- Acceptable Use: https://biznerva.com/legal/acceptable-use

## Links

- Platform: https://biznerva.com/platform
- Compliance Modules: https://biznerva.com/compliance
- Pricing: https://biznerva.com/pricing
- Partners: https://biznerva.com/partners
- About: https://biznerva.com/about
- Contact: https://biznerva.com/contact